Mortgage Capacity Reports

Divorce cases that go to court now require a Mortgage Capacity Report during divorce proceedings that include the division of assets. These detailed reports cover the level of mortgage that an individual is likely to be able to afford after their divorce.

Anderson Harris support individuals and their legal advisers by providing reliable Mortgage Capacity Reports in a timely fashion.

What does the report comprise?

Mortgage Capacity Reports are an assessment of an individual’s mortgage capacity. They are typically used in divorce proceedings to help with the split of financial assets.

The report details key information that has been used to determine how much mortgage capacity is available. It also includes a projection of what the costs and interest rates would be for mortgages available at the time of writing the report. Any key facts that may affect the mortgage borrowing are also detailed within the report.

An efficient process

Anderson Harris has established an efficient process to produce robust and reliable Mortgage Capacity Reports in a timely fashion.

Step 1

Questionnaire issued to the client or their legal adviser to gather the financial information required.

Step 2

Once the completed questionnaire has been returned, production of the report begins

Step 3

The completed report is usually delivered 2 working days from receipt of the questionnaire.

We can produce a report required for both parties in a divorce. In this event the questionnaire can be sent to the individuals concerned, or their legal adviser to complete.

WHY USE ANDERSON HARRIS?

Professional, Friendly Staff

We greatly enjoy helping clients achieve their property dreams. Our experienced staff will invest time to understand your circumstances and find the right finance solution.

Proactive & caring

We recognise that interest rates and the property market can suddenly change. It’s why we monitor the markets and alert our clients to any changes that affect them

First Class Customer Service

We form long-standing relationships with our clients. They value our ‘plain English’ advice, our responsiveness and our genuine interest in their property plans.

Sustainable & Considerate

Keen to minimise our impact on the environment, we have invested in IT to create our paperless office and facilitate remote working. We also fundraise for causes which are close to the team’s hearts.

WANT TO ENQUIRE ABOUT A MORTGAGE?

Our team of specialists are ready and waiting to help turn your property dreams into a reality.

Please complete this form to find out how we can find the right mortgage, and save you time and money.

Testimonials
Mandy P

Could not recommend more!

We dealt with Lauren and Katy who were super responsive and supportive. Anderson Harris had a great range of product access - which meant we had options - they ensured we ended up in the best top notch position for our circumstances. They truly cared and it always felt like dealing with real humans with pride in their work and client care. Bravo team! 👏

Joseph W

My experience with Anderson Harris was brilliant. I had the pleasure of working with Jessica and Katy. Their attentiveness to my needs made the entire mortgage process seamless and stress-free. They were always on hand to answer any questions I had, providing clear information.

A big thank you to Jessica, Katy, and the entire team for their hard work.

Kim

We thought Jessica and Katy were brilliant. They provided a fantastic service in arranging our mortgage for our property purchase. They were always on the front foot with respect to obtaining mortgage rate reductions for us during a period of volatility in interest rate expectations. This has really reduced our monthly payments so helped a lot. Good flexibility with the debt structuring as well. Thank you both!

Georgia P

Amazing service!!

Lauren Wilson and Katy Butler helped me so much in finding my first home. No question was silly to ask as a first time buyer they talked me through everything, and really helped every step of the way. Couldn't be more happy and I would recommend them to anyone looking to buy a house!

Ben C

We benefited so much from Harry's professional and practical advice, and the wider team always helped us out efficiently too.

I would and have already highly recommend them.

Phil E

Tom and Tonie were insanely helpful through my whole equity transfer and re-mortgage process and I literally couldn't have gotten a mortgage without them so I can't thank them enough

They were always great at communicating and staying in touch, giving support when I needed it

Highly advised you reach out if you're a freelancer looking to get a mortgage or remortgage. These guys actually know their stuff and can get you what you need

James B

Great company, easy to deal with, took ownership of what I needed and provided the right product, Would highly recommend.

Matthew S

Brilliant firm and brilliant service. Harry and Tonie are really helpful and fantastic at what they do.

James O

Consistently outstanding – Tom and Tonie provided a very personal and hands-on service. I felt updated and very clear on my options. I didn't need to prompt or chase – everything you could want in a service. I recommend AH to every friend and family that I know could benefit from their services.

Andre M

Jessica and Katy went above and beyond to help in every way they could, bringing calmness, patience, experience and creative solutions. My situation was a very strange and complicated one but they really helped me through. Feel extremely grateful and would highly recommend!

Testimonials