Mortgage Capacity Reports
Divorce cases that go to court now require a Mortgage Capacity Report during divorce proceedings that include the division of assets. These detailed reports cover the level of mortgage that an individual is likely to be able to afford after their divorce.
Anderson Harris support individuals and their legal advisers by providing reliable Mortgage Capacity Reports in a timely fashion.
What does the report comprise?
Mortgage Capacity Reports are an assessment of an individual’s mortgage capacity. They are typically used in divorce proceedings to help with the split of financial assets.
The report details key information that has been used to determine how much mortgage capacity is available. It also includes a projection of what the costs and interest rates would be for mortgages available at the time of writing the report. Any key facts that may affect the mortgage borrowing are also detailed within the report.
An efficient process
Anderson Harris has established an efficient process to produce robust and reliable Mortgage Capacity Reports in a timely fashion.
Step 1
Questionnaire issued to the client or their legal adviser to gather the financial information required.
Step 2
Once the completed questionnaire has been returned, production of the report begins
Step 3
The completed report is usually delivered 2 working days from receipt of the questionnaire.
We can produce a report required for both parties in a divorce. In this event the questionnaire can be sent to the individuals concerned, or their legal adviser to complete.
WHY USE ANDERSON HARRIS?
Professional, Friendly Staff
We greatly enjoy helping clients achieve their property dreams. Our experienced staff will invest time to understand your circumstances and find the right finance solution.
Proactive & caring
We recognise that interest rates and the property market can suddenly change. It’s why we monitor the markets and alert our clients to any changes that affect them
First Class Customer Service
We form long-standing relationships with our clients. They value our ‘plain English’ advice, our responsiveness and our genuine interest in their property plans.
Sustainable & Considerate
Keen to minimise our impact on the environment, we have invested in IT to create our paperless office and facilitate remote working. We also fundraise for causes which are close to the team’s hearts.
WANT TO ENQUIRE ABOUT A MORTGAGE?
Our team of specialists are ready and waiting to help turn your property dreams into a reality.
Please complete this form to find out how we can find the right mortgage, and save you time and money.
The service received from Tom and Tonie at Anderson Harris was exceptional. All communication was clear, responsive and genuinely helpful. We appreciate Tom going above and beyond to answer all our questions as first time buyers and provide assurance throughout the process. Thank you also for the celebratory gift once we completed, it was such a kind gesture!
Anderson Harris did rate changes on a number of my properties. Some of which were quite complicated. I was kept informed with their progress at all times.
I would like to thank Anderson Harris for their professionalism and support throughout the process.
I would be very happy to recommend Anderson Harris.
As always they have been very professional in dealing with my re-mortgage and secured me the best deal available
Harry, Tonie, and the team have always sought to understand our needs and recommend the best products. Communication is always timely and efficient, would recommend highly
Tom, the mortgage advisor has been recommended to us by our friend and we must say the overall service has been incredibly responsive, efficient and a real pleasure.
Thank you Tom and Tonie!
Highly recommended
Outstanding service (again). I caused a slight delay in the transaction, and Tonie could not have been more patient and professional. I will be asking Tom Rimmer and Tonie Copeland for advice again in the future.
The team have been so helpful from day one. Friendly, professional and knowledgeable. And a rare bonus these days... they reply promptly too! They've made the whole process of finding a suitable mortgage then making it happen totally painless. Would definitely recommend.
I can't recommend Jessica Burton & Katy Butler highly enough. As a nervous first time buyer they were really helpful and understanding. Thanks so much!
Friendly, informative and always on hand to answer any queries. I would highly recommend Anderson Harris to others. Katy & Jessica have explained things in laymen's terms for me, as requested! And helped me through a complex process. Thank you!
Lauren and Katy maintained constant contact, giving assurance on the progress of my mortgage application and dealt extremely diligently with the complexities required to approve my particular case.
Had the pleasure of working with Lauren Wilson and Katy Butler, they took the stress out of the mortgage renewal process and were extremely helpful, efficient and knowledgeable. Have worked with Adrian Anderson and Anderson Harris before and would definitely recommend!
Took out a mortgage on our first home together and it frankly couldn’t have been easier. Being first time buyers we didn’t really know what to expect, you hear the horror stories online. But Lauren Wilson and Katy Butler at Anderson Harris made it a walk in the park and secured us the best deal on the market. The whole experience was so easy and hassle free, we cannot recommend Anderson Harris enough.
Brilliant team, really helpful and responsive and happy to explain things in simple terms for me as a first time buyer! I'd definitely recommend
Tom and Tonie have been great to work with - they're super quick to respond and to find a great deal. Would highly recommend and will be using them in the future!
The whole process from start to finish with Anderson Harris was made so easy and it was genuinely a pleasure to speak with Harry, I really mean that.
We were buying and selling at the same and found that neither the estate agents or solicitors were working on our behalf on our sale, whereas Harry provided us with great advise above and beyond simply our mortgage. It’s rare to get this level of service and he made it obvious that he truly did care.
I cannot recommend Anderson Harris more highly.
We have been blown away with the level of support and guidance that we have received from Tom Rimmer and Tonie Copeland. They have been patient and supportive and have spent a lot of time advising us not only on the mortgage but insurance protection as well. They have been a really important part of the purchase process and we really felt that Tom and Tonie were fantastic assets to have on our team! I would highly recommend Anderson Harris and the wonderful Tom and Tonie.
My husband and I were referred to AH by a friend of ours and are so happy we used AH to buy our first home. Jessica our broker was easy to speak to, communicated well and navigated us through this whole house-buying process, including finding a mortgage offer in this economy. The rest of the team (Katy and David) helped us find suitable life and home insurance. Whole team made the process effortless.
I highly recommend Anderson Harris! Jessica and the team were incredibly helpful and made the process much easier.
Me and my partner used Anderson Harris to secure a mortgage in principle, find solicitors, set up life insurance etc. Through the whole process everyone was friendly and helpful and made it very simple for us to deal with all the things that come with buying a property and moving. We mostly dealt with Harry and Tonie and they were super helpful and always responded quickly to any questions me and my partner had.
As ever working with Anderson Harris is a pleasure they take the stress out of the process and make it so effortless. Very grateful for Tom and Tonie's advice, expertise and diligence.
I have used Anderson Harris multiple times over the years. They remain very efficient and always do what they say they are going to do. I would not hesitate to recommend them and often do.
Prompt, knowledgeable and easy to work with
Katy and Jessica were comfortable with their expertise and easy to communicate with. They worked with me to understand the longer term strategy we had for our property and finances, and was consistent in the choice of mortgage.
First time home buyer and couldn’t have felt more at ease and supported in making the decisions that felt right for us!
Harry and the team at AH are so attentive, thorough and informative and we were never left with any questions after our calls with them. Highly recommend to anyone embarking on the house buying journey, there is no one better to have by your side.
Although we were busy with personal life Harry ensured that we would remain on top of our remortgage and got use the best deal possible with a rate that I wasn’t able to find anywhere being advertised saving us hundreds of pounds a year. So happy we chose them for our house purchase.
Really first rate service from Anderson Harris. Nothing was too much trouble for them, from the initial enquiry to the aftercare. They were very professional in all our dealings with them, very knowledgeable regarding various different options and we got a great deal from them! Harry and Tonie were super approachable, explaining everything in detail and were always at the end of the telephone answering our endless questions! They took a lot of stress out of changing our mortgage provider. Highly recommend this company. Many thanks.
Lauren & Katy made the whole process seamless. Immediate responses to every request no matter how trivial were very much appreciated.